Landmark Mortgage Programs
Deferred Principal Program
Landmark’s Deferred Principal Program allows you to make interest-only payments and offers the freedom to pay toward the principal when it is convenient for you. Extra payments can be made at any time, which in turn lowers your future payments. This program will enhance your purchasing power significantly. You may also choose to use your increased cash flow for other investment opportunities.
Increase Your Purchasing Power By 10% with “Interest-Only” Payments
Qualify for More
Allows for a substantial increase in housing affordability, typically 15% higher purchase price.
Lower Payments
Choose to pay interest only on a fixed rate mortgage, or choose a three, five, or seven year ARM
Thirty Year Term
Balance will never increase (no negative amortization)
Payment Flexibility
Choose to make a principal payment anytime
Vacation Home
Owning a second home is more affordable
Example:
A buyer earning $75,000 per year will qualify for a $285,000, 30-year fixed rate mortgage. The same buyer qualifies for a $325,000, "interest only" 30-year fixed rate mortgage.
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